What does the question on the
Covered CA application about disability and prior medical expenses mean?
Does your answer really matter?
Question 1- Disability
Medi-Cal provides essentially unlimited benefits for genuinely disabled persons (not the 190 inpatient cap under Medicare, for example). It also pays on the order of $800 per month for mental health/behavioral health counseling (such as methadone treatment for heroin addicts or detox/intervention for alcoholics).
the first question changes how they are determined into Medi-cal per Covered CA Email dated 1.18.2016
Question 2 – Prior Medical Expenses
Medi-Cal will pay most medical expenses incurred without medical insurance for up to 90 days prior to the application date for Medi-Cal. The reasoning behind this is that many uninsured persons go to hospital emergency rooms for health care, some of whom are admitted for acute care needs. Hospitals and doctors would be left with unrecoverable bills if it weren’t for the retroactive payment scheme.
the second one doesn’t have that much benefit, per Covered CA Email dated 1.18.2016