Covered CA Proofs of Expected MAGI Income
Covered CA Proofs of Expected MAGI Income
IRS #1040
IRS #1040
Proof of Income from Online Portal
Proof of Income from Online Portal
Income Verification Rules - Western Law & Poverty
Income Verification Rules – Western Law & Poverty

What documents does Covered CA accept as proof of expected MAGI Income – Line 37 + ?* income?

 Below is  list copied from their website on 11.26.2014

See also :  Covered CA 11.2015 15 page Accepted Income Documents pdf

Medi-Cal Proofs – Page 8   

Income Section Navigation

Most of the time Covered CA and Medi-Cal don’t need your proof, they get it from Big Brother and the Federal Hub.   They need your consent though.  Check out this problem for January 2017 where Covered CA didn’t get consent.  View Covered CA warning letter.

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  • Copy of last year’s federal tax return along with federal schedule C. D, E, or F as appropriate that accurately reflects current income
  • Court papers
  • Copy of check
  • Copy of pay stub
  • Copy of pay stub showing garnishment specified for alimony
  • Sworn affidavit from absent parent
  • Award letter or most recent cost-of-living increase notice
  • Current bank statement
  • Copy of the current benefit check
  • Signed statement from the individual or organization providing the income
  • Copy of last year’s federal tax return that accurately reflects current income
  • Gift income letter —  Covered CA is the worst blight I’ve seen in the Insurance Industry in my entire career!   Just because they say something and I copy it, does NOT make it right!  Please check the entire website, our new page on gifts, tax and law professionals for what really is MAGI Income Line 37 of your tax return!
  • Pay stub
  • Signed letter from employer that displays the gross income, payment frequency, and date of paycheck
  • Affidavit
    • If it’s verified by a professional as indicated on Wikipedia then it should be acceptable Therefore, the affidavit must be notarized.  The verification team is located in the Main Service Center, to get a more definite answer, please reach out to them directly at 800/300-1506.
  • Other documents to support Proof of Earned Income
  • Bank statement
  • Investment account statement
  • Payment records (notes and mortgages)

Other Pages in the Income Section & FAQ Section

Click here to see more comments & FAQ’s

19 comments on “Proof of Income – Accepted Documents

  1. I am an independent contractor. I have 2015 1040 Profit and Losses [Schedule C?] and adjusted income proof.

    It should be the same for 2016. However, since taxes aren’t due until April and we already filed for an extension with the IRS, how can I prove my adjusted gross income? I won’t have until we file. I have 1099 forms from 3 employers but the losses are not included–it’s gross which is not what I clear.

    What to do?

  2. Dear Sir: you probably have answered these before somewhere but I hope you don’t mind I ask again.

    1. My wife and I filed joint return, and the same for 2017. No dependent. If only one of the spouses has income, and we try to apply for Family Coverage on Covered California, are we going to be split into two different insurances? One spouse with income qualifies to buy subsidized metal plan and the other spouse without income only qualifies for Medical? Our line 37 will be approximately $28,000

    2. Regarding child eligibility. If I understand it correctly, ACA says you can keep your child under the family plan until he/she turns 26, but Covered California says a child cannot be included in the family plan unless he/she is claimed as a dependent on your tax. which one is correct?

    Thanks for your help.

  3. Please help me. I am 75 yrs old retired newly immigrant. I just got my GC this year and I have never worked in US. I have income from my investments and from my pension in India.

    I applied for Obamacare coverage. On one side they want my income proof and on other side they are not able to direct me what documents I can show to them to verify my income in India.
    I submitted my annual statements from my banks in India which clearly show what my pension is and what my returns on investments are but still they do not agree to the documents.

    They need income proof documents like people have in US but in India there is no such such documents .

    Please suggest me what to do.

  4. Hi Steve:
    I got a letter from Covered CA asking more proof of income or risk of losing coverage or subsidies by April 10th. I had a full time job in 2015 so my income is much higher than what I will have in 2016 since I’m now retired due to health. I submitted an affidavit explaining my situation as well as an letter from my former employer stating this fact. Also, I’ve submitted the final paycheck stub and my investment account statement.

    As of today, I’ve also submitted the 2015 Federal Tax return along with Schedule D. I don’t know what else will they need since they are not very specific on what kind of form they want to see and if my last year income will affect the subsidy amount.

    Thank you in advance for your response.

    Ryan Le

  5. i am self employed and won’t get all the docs i need to file 2015 taxes until much closer to 4/15/16. However, Covered CA wants proof of income or threatens dis-enrollment by tomorrow, 3/10. How can they do that and what do i do?

    • That’s a really good question. Let’s take a look at the letters and information they sent.

      Given a little more time, I’m sure I could find a reason that they can’t. Everything I’ve seen before said one had 90 days to prove income, lawful presence, Insure Me We could look up those citations. In the meantime, I suggest you appoint us as your agent. No charge. Send us everything you have to show 2016 and 2015 income and we will contact them and ask for more time. It doesn’t make sense they would want your 2015 tax return as it’s not due till 4.15.2015.

      What is your expected MAGI income for 2016? What was it for 2015 and 2014? What income proofs have you sent so far? When did you first get coverage with Covered CA?

  6. I am going through a divorce that will finalize this year and as a result will lose my health insurance. Last year I filed taxes jointly and thus do not have my own filing for proof of income. I’m only receiving income via spousal and child support. What kind of documentation can I provide as proof of income?

  7. If someone loses their job and unemployment states that they can not get unemployment how can they prove they do not have income? How do you verify proof of income if you do not have an income?

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