Introduction to Covered CA Rules & Procedures 

We are Covered CA (Market Place – Exchange) Certified Agents with tons of experience and education in Health Insurance.

We   suggest that the easiest, fastest and best way to enroll and get information is by using our

FREE Instant Quote Engine,

entering your expected MAGI income, line 37 1040* and getting your subsidy-tax credit  (we are mandated to advise you to put in the correct information) and you will see the calculation including your percent of Federal Poverty Level.

Please note that subsidies-tax credits  are a tax code  – Tax Forms and crystal ball issue.

There is NO charge to use our professional advise (biographytestimonials, role of agent) as Covered CA pays us to help you.  To appoint us as your agent, please log into your account and follow these instructions.

Insurance Company Web Pages

Blue Cross – Anthem  Northern CA  ♦  Blue Shield  ♦    ♦  Health Net   ♦  Kaiser

FAQs / Ask Us a Question

Covered CA Regulations 

Actual & Proposed With links to Calif. Code of Regulations  Aetna – What are Exchanges – Covered CA

Webinars & Briefings for Certified Agents 

Comments & FAQ’s


I am seeking advice for registering for “Obama Care” or Covered California Health Coverage through a “certified” insurance agent.


First, I would suggest that you get a FREE instant quote where you also get a FREE subsidy calculation. Then email or call us to discuss your more specific questions.


LA Times 9.9.2013

Subsidy might have to be paid back at tax time,

if new income not reported.


Resources & Links

How to create an online account with Covered Ca using the access code we gave you.

See also our child and sibling pages for what else is on our website

Report Changes as they happen # 5152

Report Changes as they happen

Changes should be reported within 30 days. Here's instructions.  If you've appointed us - instructions - as your broker, no extra charge, we can do it for you. 

Covered CA – Countable Income 

Video Importance of Reporting Changes - Covered CA Video

IRS Video


Denial of benefits and possible criminal charges if you don't report changes in income!  

Steve Shorr - Covered CA Certified Agent

Steve Shorr - Covered CA Certified Agent -
Appoint Us - Instructions 
No Charge for Complementary Year Around Service -
Same price as Covered CA or Direct with Insurance Company

instant proposal including APTC Subsidy Calculation

Covered CA – Countable Income 

Set a phone, Skype or Face to Face  meeting to review the proposal

Video on how great agents are


Open Enrollment Extended to February 6, 2016. LA Times

How to Cope with Covered CA Glitches Ask Emily – CA Health Line 1.27.2017

Policies cancelled for NO reason or explanation CA Health Line 3.22.2016

CHCF Survey on User Experience with Covered CA Website 2.2016  – only 1 out of 31 could actually enroll!  Medi-Cal Issues.

Four Page Summary on How to Enroll, Shop & Compare for 2016

Covered CA 2015 Brochure – Insurance Companies & Plan Rates (Rev 7.2014)

  We’ve done these applications a couple of hundred times now. There is no charge for our service. Why bang your head?

4 comments on “Covered CA Rules – Introduction

  1. I wanted to to ask you if all is ok with my CoveredCa account because there was a notification about eligibility on my account.

    When I went to check the enrollment Status it stared that I was late in applying for the Covered Ca services.

    I had applied for the healthcare coverage long before the expiration time of 1/31/18.

    Can you please let me know if everything is ok with my account or was it some sort of error on their part.

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